the Homefront Reporter
Netiquette Alert - Sending Holiday Cards
else, it seems, greeting cards are going digital. Sending holiday greetings and
family holiday photos by e-mail has become commonplace. The intention, of
course, is to send tidings of great joy rather than great frustration. So it's
important that everyone understand and use good netiquette when sending holiday
cards and photos. Here are some guidelines:
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Last Chance - To Take Advantage Of 3
Rivers $4,000,000 Capital Credit Distribution
Since June 1, 2005,
members of 3 Rivers Telephone Cooperative, Inc. (dba 3 Rivers Communications)
have been eligible to take a discounted cash-out of the entire balance of their
individual capital credit account. As of October 26, more than 4,600 people have
taken advantage of this program, receiving checks for more than $1.2 million.
As a cooperative, 3 Rivers does not keep "profits" in the same sense that other businesses do. Most funds in excess of operating expenses are transferred to a capital credit account. All funds in the capital credit account are guaranteed to be paid to the members, although the timing of that payment is determined exclusively by the Board of Trustees. Annually, the Board determines the amount to be returned based upon the financial health of the Cooperative, the cash needs, financial performance, and balance sheet impact. Capital credits are normally returned to members based on the oldest year's capital credits on record.
Every member's capital credit account exists as a "Future Value" account. This means that if your account balance is $5,000, it is only worth that amount at some point in the future. It may take 30 or 40 years for the company to complete payment. In many cases capital credit accounts end up as estate assets, and still take years to completely pay out. But this year, you are being offered an opportunity to clear your unpaid capital credit balance!
3 Rivers is accomplishing this through a voluntary process known as a "Discounted Cash Buy Out". Discounted buy outs are a standard financial tool, which allow offering a percentage of a future value account as cash today. In the case of 3 Rivers, the cash today offer is 20% of your future value account, through December 31, 2004. So if we take that $5,000 mentioned earlier, you now have a choice; you can wait to collect your capital credits in full over a period of many years, or you can take $1,000 today! Then you can make an individual decision as to whether you will invest, pay some personal bills, or just spend your money. It's entirely YOUR CHOICE!
The obvious question then, is, "What is my future value, and what will I get today if I take this offer"? A brochure was mailed out to all our members in June showing you exactly this information. If you happened to miss this mailing, you can call a telephone Customer Service Representative at 800-796-4567 (467-2535 in Fairfield) and get the same information.
SHOULD you exercise your option and take this offer? We can't really answer that question for you. We CAN tell you it would help the Cooperative if you do. Your personal situation should be reviewed by you, your family, your business partners, and any financial advisor you use. The offer is open until the goal of $4,000,000 is distributed, or December 15, 2005, whichever comes first, on a first come, first served basis. For additional information visit www.3rivers.net/capitalcreditFAQ, or call 800-796-4567 and ask for a mailed or faxed copy of the Capital Credit Frequently Asked Questions sheet.
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Ask The Help Desk - What Are USB
Question: I've heard friends mention that they have USB and
FireWire connections on their computers. What do these terms mean and how do I
know if I have these connections on my computer?
Answer: USB (an acronym for Universal Serial Bus) and FireWire are two types of a "bus" — a collection of external cords that transmit data from one part of a computer system to another. FireWire is also known as iLink on some devices and computers.
In modern computers, USB 1.1 establishes the hardware-to-computer connection for peripherals, such as mice, keyboards, printers, and joysticks, that don't require fast data transmission rates. USB supports data transfer rates of up to twelve megabits per second (Mbps).
In 2001, the USB standard underwent an extensive overhaul resulting in the new USB 2.0 standard. It has much faster (480Mbps) transfer rates and can be effectual when connecting digital cameras and video cams to computers. The same USB cable will work for both USB 1.1 and USB 2.0 devices as there is no difference in the shapes of USB 1.1 or USB 2.0 ports.
There are two types of FireWire devices, FireWire 400 and FireWire 800. The older standard is FireWire 400, also referred to as the IEEE 1394 bus. It transfers data at 400Mbps. The newer FireWire 800 standard transfers data at a blistering 800Mbps, a speed required to transfer high-quality video and images. This type of bus is used to connect such hardware as CD and DVD burners, digital cameras, video editors, camcorders, and high-end scanners.
Nearly all computers built since 1999 have either USB 1.1 or USB 2.0. Look at your computer's ports. If you see a rectangular port with a stick figure by it, you have a USB port. FireWire ports are hexagonal and have a symbol that resembles the letter "Y" next to them.
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Great Sites To Check Out This Month
See Pictures Of
People Doing The Phoon
http://Phoons.com - Have you "phooned" for anyone lately? Well, you may have and not even known it. Ask someone to take a picture of you while you're in a phoon pose (arms and legs bent in a running position, turned sideways, not looking at the camera or smiling) and send it into this site for posting. Hundreds of people have already done so. Check out the images of people doing the phoon in crowds, in foreign countries, on fountains, at theme parks, in tight fits, at airports, on beaches, in costumes, with animals, and more.
Lost Is Big Hit In Second Season
http://abc.go.com/primetime/lost/index.html - The popular, multiple Emmy-Award winning television program, Lost, is back for another mystery and action-packed season. The show's official site provides links to bios on each cast member. It also includes a "Lost Trivia Challenge" game that'll test your Lost expert skills. Video clips as well as recaps from previous episodes will keep you up-to-speed in case you missed a show. Plus, lots of photos from both seasons are available for viewing.
Countdown To Macy's Thanksgiving Day Parade
http://www1.macys.com/campaign/parade/parade.jsp - Almost every year since 1924, the Macy's Thanksgiving Day Parade has helped kick off the holiday shopping season. (No parade was held during 1942-1944 as Macy's donated the rubber used to make balloons toward the war effort.) Over 2.5 million people will line the streets of Manhattan on Thanksgiving morning to enjoy the huge balloons as well as the spectacular floats, skillful marching bands, and popular celebrities -- and, of course, to see Santa Claus! Visit this site to learn more about the parade's history and to go behind the scenes to see how 4,000 volunteers pull off this amazing event.
Top Secret Aerial Photographs From WWII
http://www.evidenceincamera.co.uk - This recently upgraded site, created by the Aerial Reconnaissance Archives (TARA) at Keele University in England, will eventually provide access to over 5.5 million aerial photographs taken over occupied Western Europe during WWII. Aerial photographs taken by the Germans during WWII and until recently was classified NATO property, will also be available for viewing on this site. Aerial images include the Allied invasion of Normandy, the Bismarck hiding in Norway, and the Auschwitz concentration camp. If you can't access the site on your first attempt, try again later. The site is getting many hits and is worth the visit.
Zoom Into Exact Map Location
http://www.us.map24.com - Here's an alternative to using MapQuest.com for driving directions or looking for map-related information. This site, of course, gives you helpful driving directions. However, the most unique feature is the point and draw option for finding address locations in cities and towns across North America. Simply draw a box (using your cursor arrow) on your monitor screen around the area that you want to closely review. The page automatically zooms into the exact location you are looking for. It's pretty amazing technology!
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Short Tutorial - How To Use
"BCC:" When Sending Holiday Cards
Getting cards and
photos from friends via e-mail attachments can be great fun. What's not so great
is when people send a card to you but then "cc:" (carbon copy) one hundred of
their other friends on the same message. You see everyone else's e-mail address
and they see yours. This may not be so bad unless the e-mail gets forwarded to a
spammer who then adds your e-mail address to his spamming list and/or sells it
to other spammers.
The correct method of sending a holiday greeting card via e-mail to your friends and family is to use the "bcc:" (blind carbon copy) feature. It's found on all commonly used e-mail software programs. This function hides the e-mail addresses of all recipients of your greeting — which will give them more to be jolly about!
Sending BCC: Messages in Outlook Express When Using Windows XP
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We hope you found
this newsletter to be informative. It's our way of keeping you posted on the
happenings at our shop. If, however, you'd prefer not to receive these bulletins
on a monthly basis, click HERE.
Thanks for your business!
The Homefront Reporter Team
3 Rivers Communications
Offering advanced technology with a personal touch
3 Rivers Communications
202 5th St S
PO Box 429
Fairfield, MT 59436
Cornerstone Publishing Group Inc.
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